“None of my previous jobs offered a defined benefit pension plan. We’ve seen how the benefits provided by plans based on stocks, such as 401(k)s, can erode as the stock market plummets. The ILPF is a gift that very few workers have – a lifelong benefit.
Any group that has the opportunity to join should do so. They make it very easy to join and contribute. Members can choose a contribution rate that is affordable for them.”